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Showing posts with label Education. Show all posts
Showing posts with label Education. Show all posts

SMEs in the Philippines


SMALL AND MEDIUM ENTERPRISES comprise 99.6% of all registeed buinesses in the Philippines and employ 70% of the workforce

Small Business : 10-99 employees
Medium Business: 100-199 employees
Large Business: 200 or more employees
Micro: 1-9 employees

There are legislations in the Philippines that help and support SMEs. The Magna Carta for Small Enterprises in 1991 tried to consolidate government programs to promote and develop SMEs. In addition, there are mandates for lending institutions to provide loan assistance especially set aside for SMEs.

However, due to the innate character of Filipinos dreading risks, people tend to just depend and lean their backs on big companies for employment and monthly salaries. They opt to be employees forever. On the other hand, there are those up for the challenge but need finance to start. Years ago, private banks used to be reluctant to lend to SMEs but are now showing their support in the endeavors of boosting the economic growth. Another aspect to be considered is the access to technology and skills. Starting a business is not a walk in the park. It requires skills and know-how, or else, you will just see your investments to the drain. Filipinos need to learn the right skills needed to begin. We can not just rely on mere experiences. It is important that we learn the proper way, through books, learning institutions that will equip the future business magnates.

But even if the Filipinos are ready to run through this race of entrepreneurship, the government should back it up with infrastructures and communication system needed by these businessmen. We need roads to transport products to make the supply chain efficient enough to ensure the smooth flow of operations, maximizing the resources will help minimize the expense for logistics.

As a nation, I believe we are getting there. We just need to think positive about it rather than speak ill of the country’s future. Let’s all look forward and be hopeful. Philippines is on it’s way.

Living Beyond the Walls of Intramuros


And the story is on.


I can still remember my first day at the university. I can still see how I looked and what I was wearing.  I went pass the gates of Pamantasan ng Lungsod ng Maynila and went to the registrar’s office to get my ID. It was the start of my 4 years, actually add another 2 years for my MBA.


My university life was the most exciting level for me. I enjoyed going to school, eventhough I would need to travel a full 2 hours. I like looking at the walls of Intramuros. I apprecite the dark-mossy texture of the walls. It’s old, dramatic and profound.  The very streets of Intramuros have a different feel into it. The atmosphere is calm, but you can sense the history of the people who lived during the time of Rizal and the other heroes of his time.  It became my second home and it was an honor to be educated within the walls that stood past battles and blood.


I hope we can build more “Intramuros.” It doesn’t just show our culture and distinct architectural styles, but it’s good to be reminded and surrounded by history. It makes us wonder and relive the passion of Filipinos for their country in those critical years. I believe, to see such would help us realize that we should be thankful of the freedom we have now and focus on what to do to maintain and cultivate the legacy they passed on to us.


Try to visit the walls.

Beautiful Mind: Windows of Princeton


When I think about my life… how I began, my today and how tomorrow will unfold, I remember the words of Mr. John Nash in the movie… “I’m terrified, mortified, petrified…stupefied by you.”

          Certainly, there were days when I try to study and see what will become of me.  I’m facing a lot of challenges, my relationships with the people around me, my career, my flight in the graduate school, my church and what I really want to happen in this short time…my passion, I sometimes get scared.   Because for a fact, no one really knows.   But Mr. Nash lived his life, walked freely around the campus and even wrote calculations on the windows of Princeton, based on his perception on how to live.  He did, not what he needed to accomplish but what he really wants.  And that is to solve mathematical problems - the mystery of numerical equations.  He believes in it.  And was not afraid of it.  He had the courage to dig deep within the unknown.  He faced life and all of its imperfections because that is the only way he knows how.  He has faith in his God-given talent that he can.  He knows what his purpose is, and that’s exactly what he did.  He has the freedom and courage to dare the world to listen to him.  And I want that in me.  Now that I am trying to complete my graduate degree, his life inspired me to give all that I am for what I have chosen.  To continue and never give up.  Not be frightened. And allow the valor living inside us surface as we venture the undefined horizons.  Once in a while we all live and die, but in this life all we can do is to die and live again.
         
            As an MBA student, his story made me value education more.  I became utterly grateful of the fact that I am educated and have a chance to broaden my horizons by entering this course.  In addition, John’s contribution to his country inspire me to help, through the best of my abilities whatever there is I can offer for the betterment of our nation.  I want to use the knowledge I gained from years spent in this institution, not just for my own advantage, but as well as for the common good.  And even if I may not be as intellectual as him nor any of his colleagues in Princeton, I believe I can do my share to help establish a better and stronger republic through educating others.  This is one of the reasons I applied for graduate studies. To be an educator like most of the people I admire.   Help the next generation of eager minds understand that we still have a chance to lift up the economy, low as it may seem, by first embedding good values to their fresh mindsets.  As well as emphasize the weight of staying within the borders of our beloved country rather than eloping for better, greener pastures.

            Some may think I am opposing the reality and vying the impossible, but if John Nash showed that when we do believe in something, together with the faith we hold in our souls… we can make things happen.  Mr. Nash did not let himself be confined within the very corners of his dormitory, nor the pessimistic impressions of his friends and superiors.  But he tried, even pushed himself to the limits to make something greater out of him.

            He influenced me to be professional, in every aspect of the word, to work with my fellow classmates and associates.  Grant them the respect they deserve.  Value their uniqueness, perceptions and judgments.  His life taught me to aim for something more remarkable than the usual, which is not just for my sole benefit but for those around me as well.

            Mr. John Nash’s life was not easy like the rest of those who breathe.  He studied, worked, was hurt and felt betrayed by his own exquisite mind.  But he continued.  And his will to survive against all the odds which emerged before him was worth all the pain he needed to endure.  And it speaks to me.  That no matter who you are, how wealthy one may become or how many diplomas one may obtain in his lifetime, it boils down to one fact - we are not perfect.  And we cannot stand alone.  And for Mr. John Nash, he needed the unconditional love and compassion of his wife.  It reminded me of the people who had, are and have always supported me.  My family.   Like Mr. Nash, his wife held on to him during the most difficult scenes in his life.  Her words saying, “ …but when I look at him and I force myself to see the man I married and he becomes that man.  He is transformed in this man that I love and I’m transformed into someone who loves him”, inspired me to love my family, above all things which exist, because I know they are and will always be my home, my refuge and my strength.  I also believe that the role played by his wife was one of the greatest reasons how he was able to get back on track.  She had a very profound and exceptional part in his struggles and I believe that was the most important miracle in his life.  Again, her courage helps me understand more the depth of the words “unconditional love”.  She truly is the one behind the success of John Nash.
         
            Knowing great people and recognizing how astonishing their lives have been encourage me to understand life further.   In that way, I may deserve the word professional, or an MBA graduate.  But let us still remember the essence of King Solomon’s famous words of wisdom… truly everything is meaningless.  I may have tons of degree, I might even get a doctoral course like my mentors, or be one of the greatest businessmen in Philippine history… but those are just titles embellished with beautiful frames.  Those do not fully define who we really are.  Achieving a Nobel Prize is just a bonus, we should always be reminded to look beyond the most-desired award, and that is a better spirit which sprang in us because of the decades of hard work and devotion, accompanied with the shedding of blood through our  hearts, lessons learned from failing now and falling again, rising from life’s hurdles, how lost one can become, and most importantly how we found the road home -- is the achievement and victory in itself, grand in its simplest form and still undoubtedly immeasurable.